| 1 |
Quality Education and
Learning Outcomes: Time to Unleash Our Potentials by Dr.
Sushma Singh & Er. Himani Priya |
This paper presents the National
Achievement Survey in light of the role of different
stakeholders in society to achieve learning outcomes for
quality education. The stakeholder as mentioned below by the
authors play an immense role in quality education goals, what
the authors want to suggest is interlinking of these as it is
the right time to unleash potentials of society. The
comparative analysis of states with a national average of
achievement has been done, further, the analysis has been
used to understand the role of civil society especially
Non-Governmental Organizations. What the paper highlights are
the interlinking of these various stakeholders within
themselves and governmental bodies. It suggests how to reduce
duplicity of data as well as efforts and usage of time by
minimizing independent surveys and analysis, instead of
making surveys like the National Achievement Survey as base
data due to its authenticity and techniques. The learning
outcomes to be obtained as suggested by the education system
on the basis of National Achievement Survey results would be
potentially achieved when all the stakeholders would come
together and unleash their potentials. Keeping this in mind
it presents examples of State Government and Non-Governmental
Organization on how they are trying to achieve the common
goal. |
01 - 06 |
Download
Paper |
| 2 |
Socio-Economic and
Environmental Factors Affecting Female Labor Force
Participation in Saudi Arabia: ARDL Bounds Testing Approach
by Dr. Manal Osman Elhaj & Dr. Puja Sunil Pawar |
The paper aims to highlight the
issues and obstacles of the women labor force by examining
the economic, social and environmental factors affecting
female labor force participation in KSA during the period
1990-2018. Auto-Regressive Distributed Lag ARDL bounds
testing approach applied to estimate the relationship between
female labor force participation (FLFP), education, per
capita Gross Domestic Product (PGDP), the ratio of urban
population to the total population (urbanization) and CO2
Emissions. One of our important contributions is the
introduction of the effect of CO2 emission on women's labor
force participation. All findings confirm the presence of
co-integration between female labor force participation,
education, GDP per capita, urbanization and CO2 emissions. It
is found that in the short-run, education had no impact on
female labor force participation. It concludes that
regardless of the obstacles and challenges faced by the
female labor force in KSA; Vision 2030 paves a new path to
empower women to contribute effectively to the economic
growth of the country. |
07 - 17 |
Download
Paper |
| 3 |
Financial Services
Marketing - Book Review by Dr. Jonardan Koner & Dr.Avinash
Purandare |
The book has 3 parts namely Part
1 – Context and Strategy; Part 2 – Customer Acquisition and
Part 3 – Customer management, and the future trajectory for
marketing. Part 1 has 8 chapters. Chapter 1 deals with the
context of financial services, role and contribution, Chapter
2 deals with the financial services marketplace: structures,
products, and participants, Chapter 3 deals with marketing
financial services: an overview, Chapter 4 deals with
Strategic development and marketing planning, Chapter 5 deals
with analyzing the marketing environment, Chapter 6 deals
with Understanding the financial services consumer, Chapter 7
deals with segmentation targeting and positioning and Chapter
8 deals with internationalization strategies for financial
services. Part 2 incorporates 5 chapters. Chapter 9 deals
with customer acquisition and marketing mix, Chapter 10 deals
with product and consumer needs, Chapter 11 deals with
communication and promotion, Chapter 12 deals with price and
cost to the consumer, Chapter 13 deals with consumer
convenience and distribution. The Part 3 of the book has 4
chapters, namely Chapter 14 deals with customer-relationship
management: principles and practice, Chapter 15 deals with
service delivery and service quality, Chapter 16 deals with
satisfaction, value, trust and fairness in customer
relationships and Chapter 17 deals with Marketing: culture,
challenges, and social responsibility. |
18 - 20 |
Download
Paper |
| 4 |
Estimating Economic
Impact of State University in the Local Economy: A Direct
Expenditures Analysis by Joefel T. Libo-on, PhD, Dennis D.
Bullas, MBA |
The focus of this study was to
estimate the economic impact of Romblon State University on
the economy of the province of Romblon in terms of the
university's direct spending activity. The researchers
realized that determining the economic impact of the
University would be beneficial to the university itself, to
the community where the university is located, to the funding
institutions, to the students and other researchers. The
general objective of the study was to determine the economic
impact of Romblon State University in the province of
Romblon. To answer the main objective the following specific
objectives were established: identify the source of fund of
Romblon State University, determine the direct expenses as to
operational expenditure and; capital expenditures; define the
spending multiplier that will use to calculate in estimating
the impact. The research approached used in this study was
quantitative and descriptive. The study used secondary data
in conducting the research. The ten fiscal years' financial
statements of Romblon State University were gathered and
scrutinized to meet the objectives of the study. The
Keynesian model was employed to determine the spending
multiplier and used to compute for in estimating the economic
impact. The use of regression analysis was also done to
analyze the significance of each variable used in determining
the economic impact models. According to the analysis of the
secondary data and findings of this study, the existence of
Romblon State University in Romblon province greatly impacts
the economy of the province with regards to its direct
expenditures. The coefficient, as a result of regression
analysis in this study, defines the estimated direct impact
of spending activity of Romblon State University on the
economy of Romblon. The index measure employed in this study
finds the increased and decreased change in proxies'
contribution to the economy. The spin-off activity of every
peso that the university is spending within the province
creates an impact on the economy of the province. |
21 - 36 |
Download
Paper |
| 5 |
Role of Finance Banks on
the Evolution of Average Scale Enterprises by Dr. Segun Edo
|
This study analyzed the role of
Microfinance Banks in the development of small and medium
enterprises in five selected communities in Anaocha L.G.A of
Anambra State, Nigeria. The study used questionnaire to
elicit information from a sample of 109 staff of both
Microfinance Banks and small and medium scale enterprises in
the study area. The Chi-square statistical tool was applied
to determine the magnitude of discrepancy between the
variables, expectation and observations. The test was carried
out at 5% level of significance. The result obtained
indicates that SMEs do encounter problems in the procurement
of loans from commercial banks in the study area, government
policies have favored SMEs and SMEs have knowledge of
Microfinance Banks in the study areas. Hence the study
recommended that government at all levels can intervene in
reducing the restrictive requirements and high interest rates
of financial institutions by providing funding to the SMEs
through a state bank with low interest rates and
restrictions. |
37- 45 |
Download
Paper |