Volume 5 - Issue 11 - November 2022 Back to Monthly Issue
Sr. No. Title/Author Description Received Date Accepted Date/Publication Date Page No. Paper
1 A Fixed-Point Approach to Mathematical Models in Epidemiology by Amelia Bucur Pandemics have always posed a great problem in the history of the world, leading to fatal dangers, which is why mathematicians have been challenged to bring their contribution to the management of pandemics, by applying their theoretical paradigms in describing, studying and forecasting their evolution. Compartmental models, i.e. exponential systems, have been remarkable for studying the spread of epidemics. This paper has three objectives: to purpose a generalization of the SEIRV (Susceptible-Exposed-Infected-Recovered-Vaccinated) model for studying the spread of an epidemics and simulation; to present conditions of existence for a solution to the purposed generalized SEIRV model; and to calculate the reproduction number in certain state conditions of the analyzed dynamic system. The conclusions are that, generally, mathematical models with many parameters can be used to forecast epidemics with better accuracy and, also, the elements from the theory of fixed points for multivalued operators can be used for the analysis of epidemics. 28-September-2022 21-November-2022/
29-November-2022
01 - 13 Download Paper
2 Trauma in Domestic Spaces: A Study of Tahmima Anam’s A Golden Age by Ms. P M Sindhu Bhavani This research explores Tahmima Anam’s novel A Golden Age from the perspective of psychological trauma. This novel vividly depicts the incidents of the Bangladesh War of Independence from March 1971 to December 1971. Anam presents the impact of the civil conflict on women who were confined to their domestic spaces. It focuses on the permanent psychological fragmentation experienced by the female characters from the sidelines in a warzone. Through the lens of the trauma model, the association between war trauma and memory is analysed in depth. The main characteristics of war trauma such as recurring nightmares and belated memory are highlighted. This research has presented the psychological trauma experienced by Rehana, Maya, Sharmeen, Mrs. Chowdhury, Mrs. Sengupta, Silvi, and Mrs. Akram. The theoretical framework used to analyse the novel is Cathy Caruth’s Unclaimed Experience: Trauma, Narrative and History. Cathy Caruth was one of the first people to study trauma. She built on Sigmund Freud's model of trauma. 09-October-2022 06-December-2022/
08-December-2022
14 - 18 Download Paper
3 Transforming the Future of Lending – Adaptation of Fintech by Dr B Sudha and N Vignesh Technology especially the role of fintech is shaking the historically change resistant banking industry with frictionless and 24/7 services to customers. The highly regulated and directed system of banking has changed into one that is characterised by openness, increased competition, prudential and supervisory discipline making Fintech an arbiter for trust to the customers. . The number of people using fin tech services is increasing, thanks to the ubiquity of technology. New methods and ways will have to be determined to successfully respond to new challenges with the use of fintech, particularly the growing demands from the customers for high quality service. Banks and fintech are capable enough to collaborate and create a stronger central financial experience for customer. While banks can support the capital, customer base and expertise, fintech can provide a high end support in innovation to exploit new technology to work with regulators. It is opening up various areas to access data and use techniques like artificial intelligence, block chain, mobile payments, insurance, digital lending and credits, block chain technology, crypto currency, AI virtual assistants,.robo advisor to have virtual banking. Pushing the boundaries to successful acceptance among the customer is the lending and digital payments. This has however, exposed certain inhibition between the banks and fintech like security regulations, differences in management and culture. Employees also need to understand the need to change their behaviour to adapt themselves to the changing environment of technology to bring ease and improved efficiency in their performance. Future of fintech is promising as we find them coming out with innovative ideas and products to keep the market alive and active. 05-October-2022 06-December-2022/
08-December-2022
19 - 25 Download Paper
4 Internet banking in India: “Banking: Bricks-Mortar to Clicks-Mortar” by Supriya Kulkarni Digitalization of Banks is highly discussed in present world scenario. There have been discussions on making banks costeffective using alternate routes like ATM, Internet banking and Mobile Banking. Lots of researches have been conducted globally to understand cost and benefits of digitalization of banks. Today, "virtual banks" (or “direct banks”) have only an internet presence, which enables them to lower costs than traditional brick-and-mortar banks. To access a financial institution's online banking facility, a customer with internet access will need to register with the institution for the service, and set up a password and other credentials for customer verification. Need of Study is to find the customer satisfaction relating to Online banking service and also analysis of awareness for online banking among the customers in India. There are even many new technological capabilities that reduce banking relationship and transaction costs. Financial institutions now routinely allocate customers numbers, whether or not customers have indicated an intention to access their online banking facility. Understanding of internet banking usage intentions can help banks to formulate appropriate marketing strategies for internet banking in India. The findings suggest that people know about the services but still many people are unaware and many of them are non – users so the bank should by promotion try to retain the customers. 20-October-2022 30-November-2022/
08-December-2022
26 - 33 Download Paper
5 Artificial Intelligence and the Need to Reengineer Banks by N. Venkatesh Future of banking is based on usage of Artificial Intelligence to bring the power of advanced data analytics to manage the fraudulent transactions and help in minimizing the financial risks associated with the adoption of technology. Artificial Intelligence includes Machine Learning and Natural Language which can be effectively used in the banking sector. It helps in protecting personal data and Artificial Intelligence-based mobile applications can make the transaction quick and safe. Time is not far away when we would find Artificial intelligence taking away all the jobs of humans which would include automated programs to speed up response time, keep the humans apprised of regulatory changes thereby creating a secured environment. However, replacing the adaptive behaviour of human with Artificial intelligence would cause some threats like resistance from employees causing irrational behaviour, huge investments and problems of unemployment. Banking sector has to be prepared to take up the technology based applications into their work routine as it is likely to create attitudinal problems in the minds of the employees and would delay the benefits of such huge outlay of funds. This study attempts to identify the effectiveness of its implementation, the positive image generated and also the associated problems with its usage. 20-October-2022 04-December-2022/
08-December-2022
34 - 39 Download Paper